The common belief that “it won’t happen to me” often results in many people having a sound plan for wealth creation, but not an adequate plan to protect the very thing that generates the wealth - themselves!

How death, disability or illness affects your ability (or your family’s ability) to realise your lifestyle goals and objectives depends on the wealth protection strategy you have in place.

By taking out insurance you can provide some financial protection for your family’s personal needs.

Insurance can be structured to provide for such things as the repayment of your debts upon death or disability, financial assistance for dependants, and protection against the loss of income.

Insurance is essentially the transfer of risk from you to the insurance company. This means that the insurer agrees to compensate you under certain circumstances if you suffer a loss. Without insurance, you would have to pay for the financial loss yourself. Insurance planning assists in reducing or removing the financial distress experienced when this occurs.

Type of insurance we can assist you with:

·         Income protection

·         Life insurance

·         Total & permanent disability

·         Trauma insurance

·         Business expenses

In addition to the above, we can also assist you with the claims process for any existing insurances you may hold.